TO BE IN THE BLACK / IN THE RED


PETER: Wow! I've just checked my bank statement and I'm in the black.
SALLY: Lucky you! I'm in the red. I'm screwed.

As you can see, Peter is in the black, so he has money in the bank.

As for Sally, she is in the red, so she owes money to the bank. Shame on her!

And you, are you in the black or in the red???